Retention @ Telco

Reactive Retention

Customer retention is 5- 10 times cheaper than customer acquisition.

It is natural then for Telco Operators to concentrate their efforts to avoid churn. Churn Prevention is one of the final goals of Customer Service and Customer Experience Management.

If Service Level, NPS, CSAT are operational KPIs to measure Customer Service and Customer Experience performance, the ultimate measure of the success is the Churn Rate and ARPU.

 

If we speak about Retention, we are speaking about 3 main areas:

  1. Reactive Retention – the effort to retain the customers once they have signalized the intention to resile their subscription
  2. Win-Back – all the efforts to win back customers who once resiled their subscription
  3. Proactive Retention – all initiatives and efforts to prevent customer intention to terminate their contracts or to stop using the services.

 

This article is focusing on Reactive Retention showing some good and not so good practices.


 

Voluntary Cancellation and Reactive Retention 

Bad practice👎: Many Telco operators are making very difficult for customers to resile their contract:

  • No information about the cancelation process on the Webpages or mobile apps
  • Obligation to sign-off personally the contract cancelation requests and present the cancelation formular personally in the shop – obviously with strict authentication of the identity of the contract owner, the only one able to present the contract cancellation request
  • Financial penalties for cancellation of postpaid contracts (there are many countries where the Telecommunication regulators are even interdicting any financial penalties)

Even if at the first sight seems natural to try to keep customers by making as difficult as possible their cancellation, finally this has never paid-off. In most of the countries world-wide customers will just stop paying their bills, without cancelling their subscription (suit in court these contracts are financially not worthwhile for the Telco) or even worth, they goes to competition to sign-off a new port-in contract (portability strict regulated in most of the countries, in majority of cases the costs of portability compensated by the new operator)

There is always better to capture immediately the customer intention to cancel their subscription and take immediate actions to reactively retain these customers.

Bad practice:👎 Other usual practices are the retention call-back of customers after they signed-off a contract cancellation document or submitted online their cancellation request.  Customers signing off the cancellation of their subscription have taken a decision and calling them back is a hard win-back effort, to convince customers to change an already taken decision. 

Good practice: 👍Best results of retention efforts are achieved when contacting customers with the retention effort before customer finally decided to cancel their contract.:

Offer contract cancellation processes across all channels (calls, mobile apps, online) and intercept the process by putting the customer in contact with retention specialized agents during the contract cancellation sign-off:

  • route the inbound cancellation calls to the “save desk” team,
  • transfer the chat session to the “save desk” agents
  • offer a chat/call with save desk agents as mandatory step to complete the cancellation process online.

Even if customer will physically visit a shop / service center to sign-off, design the cancellation process in such a way that customers don’t get the sentiment of “process completed” once they have signed-off the contract. Introduce a call-back from “save-desk” team within 24 hours to finalize the cancellation.

In a nutshell the best practices for the reactive retention efforts are to address customers which are intending to cancel their subscription before they have cancelled their contract, to capture their intention and address it immediately. 

Once they have signed-off the contract cancellation the retention effort is practically a win-back effort which is much less promising 

 

Obviously, the retention offer is as critical to the convince the customer to stay success as the cancellation and retention process itself.

Bad practice:👎 A financial discount as retention offer is not the most effective solution

  • some of the customers may not be profitable at all, some others are very profitable – the financial retention offer should be personalized based on the lifetime value of the respective customer.
  • most of the customers are cancelling their contracts due to product or service issues, not due to the costs. A financial discount would not change their mind

One of the best practices 👍with retention results of up to over 70% is to create a specialized retention team which will personally ask the customer to give them a last chance to solve their issue, and the agent will personally take care of solving the customer issue. The “Save Desk” team should be empowered with highest priority when a technical or financial ticket is opened, so that customer problems will be solved in this very last chance to regain customer trust. 

There are even countries with very “friendly” cultures , where only the personal excuse of the save desk agent produce wonders. I saw in Morocco for example retention rate of 25% only after a personal dialogue with the customer

Bad practice: 👎Sometimes customers are canceling their contracts due to financial reasons. To offer customers a flat-fee financial discount is not the most effective retention offer. 

  • some of the customers may not be profitable at all, some others are very profitable – the financial retention offer should be personalized based on the lifetime value of the respective customer.
  • Retention with financial discounts is by the end of the game a negotiation: you may not want to offer customer the best offer from the first contact.

Best practices 👍are to foresee two levels of retention offers: 

  • the first offer will be the normal renewal offer (in many cases the new tariffs are better as the customer tariffs) provided by the 1st line Agents or by the shop representatives.
  • If customer still insist to cancel the contract the contact will be transferred to a specialized “save-desk” team trained to deal with customer intending to churn, having at their disposition the more aggressive, personalized retention offers. A save ratio of over 40% is an average benchmark for such specialized team

 

 

Involuntary Churn and Reactive Retention

In most of the countries of the world (western European countries are an exception), customers willing to stop using the services of the operators are just stopping to pay their bills. 

The operators may well have the legal right to sue the customers, but in most of the cases the cost of legal procedures are higher than the amount of money which can be recovered from customers – therefore operators are not taken any legal action in most of the cases. 

In many countries a big percentage of postpaid customers are waiting every month to be disconnected for not paying the bill to then pay within 24-48 hours their bill and reactivate their line. For these types of customers there is even natural to not pay the bill anymore if they decide to stop using the services of the operator

Obviously for all bill payments there are dunning processes with exhaustive steps – notification sent to customers per email, sms, outbound IVR – up to handing-over the disconnected customers to specialized collection companies.

Best practices 👍: The nonpayment of the bill after few days of line disconnection (first disconnected for outbound calls and data traffic) can be well interpreted as a contract cancellation intention. Similar Retention processes may be put in place to avoid the involuntary churn:

  • Call-back the customers (only few days after disconnection to eliminate all customers still intending to pay their bill) to retain them with the normal retention offer. These calls are at the same time retention and collection calls, so be also prepared with all collection special installment payment offers

 

Prepaid Churn and Reactive Retention

 

We address here the prepaid customers who despite all proa-active retention efforts, they exhausted their balance and stopped using the operator services.

During the Sim validity period, many customers with no balance are still using their SIMs to receive calls and messages and use internet over WLAN access. 

Best practices👍: These customers should be addressed with Retention offers sent over SMS, notified in the mobile app which will motivate them to recharge their balance and restart using all the services. 

There are only very few of High-Value prepaid customers which should be even addressed by outbound retention calls